According to a review that I read online, with regular maintenance you should get 200-225K miles out of your Camry.
Let's see... 15,000 miles per year (divided by) the remaing 75,000 miles you could expect equals 5 years.
$2,800 (divided by) 60 months equals $47/month!
Hmmm, doesn't seem like too bad of a deal!
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