how fast????????????????

poopidiaper · 25 Jun 2010, 09:55 pm

i've had my credit card since march(don't use it that much, but pay it on time) and i leased a Camry in august (with a cosigner of course) . My credit score is 543 right now, how fast will it start growing? When will i get to 600+ ? Is there a certain amount of points every month i get after leasing a vehicle? i am really curious. thanks!!!

Paul · 25 Jun 2010, 09:58 pm

With a co-signer, you should have PURCHASED a Camry. Credit ratings are affected by MANY different factors, so we cannot answer your question yet.

bayareart1 · 25 Jun 2010, 10:00 pm

the lease is probably going to the co-signers credit, Just keep paying your bills on time and use your credit card once or twice a month and pay it off. your credit score will grow

Rob R · 25 Jun 2010, 10:03 pm

It is irrelevant who is the co-signer and who is the primary signer. It affects your credit EXACTLY the same.

It will take a while, but you should see a jump in your score...granted you are paying the payments on time. AND as long as ALL your other payments (i.e. credit cards, cell phone and etc.) are paid on time also.

It will take A LOT longer than a few months, but you should see it improve.

From your friendly Toyota Salesperson

how fast????????????????

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