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Can ANyone Offer Advice for a Total Loss Accident with Toyota Motor Credit Corp (Toyota

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Old 27 Jul 2010, 11:54 pm   #1 (permalink)
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Default Can ANyone Offer Advice for a Total Loss Accident with Toyota Motor Credit Corp (Toyota
Financial Services)? I bought out my lease on my 2007 Camry 2 months ago. I lent the car to a friend and she got in an accident. Car was deemed a total loss. Insurance will cover the book value which is $14,000. I owe a total of $19,000. I have no GAP insurance.































Toyota told me I need to come up with the lump sum difference within 30 days. If I cannot, it goes to their collection agency and its a mark against my and my cosigner's credit!! ONLY then can I make payment arrangements.































Is this correct?? I never agreed to anything like this when I bought the car. I want to pay this off but I do not have $5000 in 30 days. What do I do?
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Old 28 Jul 2010, 12:09 am   #2 (permalink)
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When you go past the glossy commercials, this is the REAL Toyota Corp. It's no wonder that Toyota ranked 23rd out of thirty major brands in last year's world-wide J.D. Power and Associates' customer satisfaction survey.















What do you expect from a company that cold-heartedly covers-up serious safety defects, endangering and even taking the lives of its customers?















I would consult a lawyer. Toyota is known for coercing unfair settlements out of its 'valued' customers.















As a result of the rash of defects, recalls, government fines, damaging media exposure , class action lawsuits, and drastic decline in sales, Toyota is desperate for cash and is strong-arming anyone in sight.
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