Looking for a car &reasonable insurance rate for teen female! 2000 Toyota Celica GTS? Toronto

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Old 20 Sep 2010, 12:25 am   #1 (permalink)
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Default Looking for a car &reasonable insurance rate for teen female! 2000 Toyota Celica GTS? Toronto

answers please!? I am currently 18years old [will be 19 on Sept.22nd, 2010]


Living at home, full time college student with part-time job.

Living in Markham, Ontario, Canada [the most expensive city to insure in Ontario]

I received my G1 license in March 2008.

I was immediately insured on my mother's vehicle as an occassional driver.

Summer of 2008 I completed a legit driver's ed course. [should drop insurance 10%]

December 31st 2008 I received my G2 license.

Still insured on my mom's 2003 Honda Pilot SUV, paying $362 A YEAR!!!!

I am entering my second year of college, living at home. My college is about a 15minute drive from my house. I am sick of sharing the car with my mom, and it would be excellent if I could go visit my bf whenever I wanted [he's away at university]. Plus I feel bad taking her car for the day whenever I have classes, it's very inconvenient.

I am currently looking at a 2000 Toyota Celica GTS.

I would like any reviews anyone has on this particular car. I've always LOVED them, and Toyota's are very reliable.

The one I am looking at is a 2000, with 233,000km[a lot, i know]

GTS model, 1.8L 4Cyl automatic transmission. He is asking $4,500 which from what I can see is reasonable.

Wondering how these cars are when they have this many km's on them?

And how they are in the winter.

Lastly, I've got some quotes to insure it under my own name.

TD insurance- $6000/yr

Belair- $3600/yr

Desjardin- $4000/yr

Wondering if anyone knows of a better insurance company to insure this car under for cheaper. I'm only looking for the bare minimum. & hope I don't wreck it!!

help will be appreciated!
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Old 20 Sep 2010, 12:40 am   #2 (permalink)
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If you want cheap insurance go with the golden rule: 4cly and 4doors. That means think Toyota Camry, not Toyota Celica...

The Celica is considered a sports car. I realize that they look and drive better, but you want cheaper. You're in school, so there is no reason not to go the budget route this time. And as for the winter, the Celica wont be awful. But it wont be great either.... If the Canadian GTS is like the American version, Its a 1.8L putting out 180hp. That's quite a bit for such a little car. If you want good winter driving, go with a heavier 4cyl car. (ie a Camry, and its still a toyota). Accords, Civics, Corollas, Sentra, all work too.

Remember....4cyl, 4doors
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Old 20 Sep 2010, 12:55 am   #3 (permalink)
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autoinsurance.bebto.com - check this one. As I remember they have lowest car insurance rates for teens and young drivers.
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Old 20 Sep 2010, 01:09 am   #4 (permalink)
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I have met similiar kind of problem before, here **www.Autoinsurancepro.info** is the resource that I feel helpful..
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