Find a co-signer or look for a cheaper truck. Unfortunately (or fortunately if you own one) tacomas are expensive trucks. You might have to find one with higher miles in order to get around the $10,000-$15,000 range.
If you haven't had vehicle history on your credit before, you'll need someone who has history to co-sign with you. You will build credit equally with that person. Also, your income might not be sufficient yet for a car loan, as most banks require at least $2,000 per month income.
Good luck.
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i want a 2005-2007 toyota tacoma?
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